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Who does not want to (slightly) richer? Berinfestasi could be an option. But how is the allocation invastasi / asset right? When do I get started? Basically, asset allocation can do any time you do, The Sooner The Better of course. But do not worry, there is no too late to start investing. Here is a smart tips to do your asset allocation by age:
Smart Tips to allocate assets by Age

1. Middle Age 20s. Lifestyle: Fast, agrsif, fixed-income and high risk tolerance. This age requires high discipline to save. New start career after graduating from college and start making money from the sweat of his own. Short-term top priority is to break away from dependence on parents. Investments recommended: Stocks 70%, 25% bonds, 5% deposit.

2. Age 30 to 40s. Lifestyle: Couples career with few or no children. Middle to senior manager positions. Company work may already provide health facilities and have received allowances in accordance with the position. Repay the bulk and probably already have a vehicle to support mobility. Investments recommended: Stocks 60%, 35% bonds, 5% deposit.

3. Middle Age 50s. Lifestyle: Still a lot of money to pay the cost of leaving a child’s education, start thinking about retirement and the need to protect revenue. Direkomendsasikan investments: Stocks 50%, 45% bonds, 5% deposit.

4. Their 60s and Over. Lifestyle: Enjoying retirement periods, require substantial medical expenses as a precaution. Direkomendsasikan investments: Stocks 30%, 60% bonds, 10% deposit.

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