“Dare I took a risk in investing?” This question may often be thrown when you are considering for investment. Say you have the money to Rp 10 million, and you are confused whether to put it in a bank or somewhere else. If placed in the bank, you might feel safe. But sometimes, the offer of investment in other places are often quite large and very tempting, so it is sometimes scary to you.
Whose name must be no risk investment. Well, from my experience so far, usually there are only three (3) the risk of the most feared men when they invest:
1. The decrease of Investment Value
Risks most feared men when investing in general is “Is my money will be lost?” Most people might answer “no” when asked like that. Iyalah, where the hell people are willing to lose money? However, the problem is, that name must exist in the risk of each investment. Only difference is in size. There are a risky investment products is big enough, there was, there was a small. It may need a special discussion on the upcoming NOVA numbers. What is clear, one thing most feared men, once again is: “Is my money will be lost?”
Okay, now if you invest, how much you are willing impairment liability if you suffer losses? 10 percent? 30 percent? 50 percent? Or 100 percent? No matter how big the loss you are willing to bear, remember, it was part of investing. Do not ever expect you will continue to profit. Whose name is a loss, it must be experienced occasionally. If baseball experience, yes learn baseball, right?
2. Difficult it was for sale and Investment Products
The second risk is the most feared men when investing is whether the investment product is easy to buy for resale. Some people may be happy to invest in gold because gold is considered easy to resell. However, there are also people who invest in the currency into U.S. dollars, and dollars are quick inclusion to the bank. This is because when the dollar was kept in the closet, the physical condition of paper money may be decreased, and that sometimes makes life difficult when times were about to be sold back dollars. Understandably, some banks often do not want to buy your foreign currency when the condition of paper money was torn, damaged or crumpled.
Another example of an investment product that is not always easy to resell the goods collection. Collection of goods is generally not always easy to resell because the buyer the goods market is very specific. Painting, for example. Because of its market-specific, not always easy to sell the paintings. But, once sold, could have a very high price and provide a nice profit for someone who sold it.
So, before you decide to invest, how easy it is to know ahead of investment products you can resell. Do not let you invest but can not sell it, because things are difficult sale.
3. Investment Results Provided No amount of Goods and Services Price Increase
Imagine if you invest in time deposits that provide 10 percent interest a year, whereas in the year the price of goods and services actually increased by 15 percent? This often happens, not because of too high price increases for goods and services, but due to selected product itself is not necessarily appropriate.
Iya dong, some of you may want a product that is safe and conservative investment. However, the consequence is that the investment results obtained might not be able to match kenaikanharga goods and services. If it continues you experienced from year to year, then you will go bankrupt.
What should you do to face this risk? Do not close yourself to the information. Learn other investment products that you may not know, and then try to go in there to weigh all the consequences. Over time, you can surely overcome the high kenaikanharga goods and services by investing in products that are potentially able to provide higher yields than kenaikanharga goods.